Thank you <3 I feel for the people who don’t have time to waste on insurance denials who just have to eat the cost. Luckily I have time right now and I’m willing but it still blows.

I think something around 1% of denials in the US are appealed and then over 40% are overturned, but don’t quote me on those numbers. I’m remembering this from a video of a congressional hearing. Only 1% of people have that time…dystopian

I have had to argue with my insurance company, UHC, for a hospitalization that was 100% warranted. They kept me for 5 days and the docs tried to persuade me to stay for another but I was going stir crazy at that point because I felt better. I was dangerously sick and dehydrated when I went in with uncontrollable nausea and diarrhea and my heart rate at rest was 140, I was in agonizing pain, and I couldn’t walk. I had infusions running that entire time. How are they gonna tell me my hospitalization was unnecessary because some nursing notes said I was laying in bed comfortably? Yeah, because I was on oxycodone and getting better, dipshits.

I know I can win this argument but it’s going to require a ton of phone tag and talking to people who don’t know shit and escalating and that’ll easily be half of my Monday. So much productivity going to bullshit jobs that only exist to justify themselves.

I just had this conversation with my therapist where I said I don’t think that I’m necessarily depressed, but am being acted upon by the men who move only in dimly lit halls and determine my future for me, and I feel distant from others, and don’t do enough fun things. And she was like, yeah, probably.

Not a problem. I was just thinking you’re an interesting person with a fount of information. Nothing wrong with not wanting to chat with a stranger. I’ll be around if you change your mind but no pressure ofc.

I’m in the US but I’ve been looking into educating myself more about financial institutions and that’s why I was so curious. Plus you sounded really well-informed and I’m very close to Canada geographically and thinking about moving there so I need to learn all I can before I make that decision.

Lots to unpack here. This is the big thing at the moment and I’d like to know what I can. Would you be willing to talk on the phone at some point? I’ve been going through something hard and I don’t want to cry about it, but I think it would help a lot if someone smart and passionate in a subject I know little about ranted at me. Not like a formal interview, just a talk

This is absolutely fascinating. Still a bit dense ngl lol. It will take me some time to work through, I feel bad I’m not giving your write-up the time it deserves. Wondering, what would be your ideal solution? You basically wrote an entire essay for me and I’m half in love with you now. Talk my ear off about it anytime

Bless you for responding sincerely, I appreciate that so much. I apologize if most of it has gone over my head but is there a movement to detach yourselves from the US?

I have been so in my own head lately and focused on my field of study that I almost feel like an alien. What does this mean in practical terms, how much is my data available to entities I’ve never heard of, can you tell me in practical terms what that means for me/the average person?

Asking out of pure curiosity–are you Canadian or a tech guy? Is Canada really reliant on the US?