

True, and as long as expense ratios are the same or lower than your US index/mutual fund then your only real issue is if the US market rebounds and outperforms your portfolio if you had diversified more.
And the expense ratio’s can vary a lot. For example Fidelity shows the exp. ratio of ($0.08 per $1,000) 0.008% for their Index Equity Fund, where their International Equity Fund has an exp. ratio of ($4.02 per $1,000) 0.402%.
Even small differences in fees can have a huge effect over time. Say you’ve invested $100,000 at a 7% annual return: A fund with a 0.80% expense ratio could eat up $70,000 more of your returns over 30 years than a fund with a 0.40% expense ratio.
Source: How to Invest Your 401(k) and Best 401(k) Investments


Love that as soon as his name got attached to Epstein, that he’s shifted to damage control and trying to push this narrative that it’s been a “radical Left” issue this whole time. And trying to get all his conspiracy people to move on to an election that at this point doesn’t matter either way is just full panic.
They filled lawsuits all over the country that they had to withdraw because they had no evidence, yet continue to claim to be ready to release all the “evidence” they have anytime now for years. I think even his Supreme Court is going to find it hard to invent constitution law to back up their conspiracy theories. I would love to see them try though, make it televised, since they are just pissing away tax dollars anyway.